Personal Savings

With so many choices, it's easy to find a savings program that meets your unique needs. Just stop by FNB, e-mail us, or give us a call.

First Savings

The old-fashioned savings account is back in style. We'll even make it a little easier to save each month with our Automatic Savings Plan.

  • $100 minimum to open
  • Unlimited deposits
  • Up to 3 withdrawals per month at no charge
  • Interest paid quarterly
  • Bank on-line, in person, by mail, ATM or telephone

First Rate Investment Account

Our First Rate Premium Money Market Account combines the liquidity of a checking account with the earning power of premium, tiered interest rates, based on your balance. The more you keep in the account, the more you earn.

  • $100.00 minimum to open
  • Unlimited deposits
  • Up to six (6) withdrawals or pre-authorized transfers per statement cycle
  • Tiered interest rates: (Contact us for current rates!)
    $1,000 - $24,999
    $25,000 - $49,999
    $50,000 - $99,999
    $100,000 - $249,999
  • Interest paid monthly
  • Bank online, in person, by mail, ATM or telephone
  • Monthly itemized statements, cancelled checks not returned

Certificates of Deposit

Our CDs and Jumbo CDs (over $100,000) offer competitive rates that make saving easier than ever before.

  • $1,000 to open regular certificate of deposit
  • Deposits and withdrawals during certificate of deposit grace periods
  • Terms from 3 months to 5 years
  • Convenient automatically renewable feature
  • Penalty for early withdrawal

Individual Retirement Account (IRA)

An IRA is still a great way to save for retirement. And, if you need to reinvest your pension and profit sharing funds, our Rollover IRA is just the ticket.

  • $100 to open a variable rate IRA
  • Unlimited deposits, IRS limitations apply
  • Unlimited withdrawals, IRS limitations apply
  • Interest paid quarterly