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Personal Savings
With so many choices, it's easy to find a savings program that meets your unique needs.
Just stop by FNB, e-mail us, or give us a call.
First Savings
First Money Market Account
First Rate Investment Account
Certificates of Deposit
Individual Retirement Account (IRA)
First Savings
The old-fashioned savings account is back in style. We'll even make it a little easier to save each month with our Automatic Savings Plan.
* $100 minimum to open
* Unlimited deposits
* Up to 3 withdrawals per quarter at no charge
* Interest paid quarterly
* Bank on-line, in person, by mail, ATM or telephone
First Money Market Account
Our Money Market Account combines great rates with convenient access to your funds at any time.
* $100 minimum to open
* Unlimited deposits
* Up to six (6) withdrawals or pre-authorized transfers per statement cycle
* Interest paid monthly
* Itemized monthly statement, cancelled checks not returned
* Bank on-line, in person, by mail, ATM or telephone
First Rate Investment Account
Our First Rate Premium Money Market Account combines the liquidity of a checking account with the earning power of premium, tiered interest rates, based on your balance. The more you keep in the account, the more you earn.
* $10,000 minimum to open
* Unlimited deposits
* Up to six (6) withdrawals or pre-authorized transfers per statement cycle
* Tiered interest rates:
| Below $10,000 |
No Interest |
| $10,000-$24,999 |
Ask for current rate |
| $25,000-$49,999 |
Ask for current rate |
| $50,000-$74,999 |
Ask for current rate |
| $75,000-$99,999 |
Ask for current rate |
| $100,000+ |
Ask for current rate |
* Interest paid monthly
* Bank online, in person, by mail, ATM or telephone
* Monthly itemized statements, cancelled checks not returned
Certificates of Deposit
Our CDs and Jumbo CDs (over $100,000) offer competitive rates that make saving easier than ever before.
* $1,000 to open regular certificate of deposit
* Deposits and withdrawals during certificate of deposit grace periods
* Interest paid quarterly
* Terms from 3 months to 3 years
* Convenient automatically renewable feature
* Substantial penalty for early withdrawal
Individual Retirement Account (IRA)
An IRA is still a great way to save for retirement. And, if you need to reinvest your pension and profit sharing funds, our Rollover IRA is just the ticket.
* $50 to open variable rate IRA
* $2,000 to open fixed rate IRA
* Unlimited deposits allowed on variable rate IRAs
* Terms from 12 months to 3 years
* Interest paid quarterly
* Automatically renewable
* Substantial penalty for early withdrawal
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